American Credit Group
BEST OVERALL - The choice was easy. This full service (work done in-house) company provides debt settlement services with one of the most affordable pricing models in the industry. American Credit Group only charges 10% of debts they settle with fees spread out over the full length of the program, unlike the industry standard 15% of your total debt paid in the first half of your program. Of the companies we included in our review this organization is the only one with 0 complaints registered with the Better Business Bureau in three years. They utilize trust accounts to secure your low monthly payments and you are automatically enrolled in their credit program to help you rebuild your credit during your financial hardship.